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Global support. Instant access. Seamlessly delivered.

Make Every Payment Effortless

Take the complexity out of outpatient claims. With PaySmarter, members receive secure virtual cards that work worldwide — enabling instant, contactless payments in clinics, labs, pharmacies, taxis, and more.

Your members can tap to pay using their mobile wallet, while your team retains full control over every transaction.

Key Obstacles Insurers Face in Delivering Outpatient Cashless Assistance.

Coordinating assistance for low-value claims or member reimbursements can strain your team and incur significant internal expenses.
Despite best efforts, payers face:

Network limitations that make service access difficult.

Language barriers when dealing with foreign providers.
Inflated costs charged by prov-iders to international insurances.
Significant admin time for pro-cessing minor claims.

Your modern solution with PaySmarter

Virtual cards issued in under 2 minutes.
Accepted in 100+ countries.
Advanced controls & fraud protection.
Real-time transaction tracking and automation.
Integrated with Apple Pay, Google Pay, and Samsung Pay.
Fully customizable (white label possible) and fraud-protected.
Boost customer satisfaction with fast, transparent care access.
Free your ops teams from handling small claims manually.

How It Works

Member needs a service.
Virtual card created & info sent via secured SMS/email.
Card added to mobile wallet.
Tap to pay at authorized provider.
Upload receipt/document.
View transaction record.

You are in charge.

Load/unload funds instantly
Restrict merchants by category
Access supporting documents
View transactions in real time